Loan Services

Portfolio-Backed Lending

Instead of undergoing traditional credit checks or income verification, your loan amount is tied directly to the value of your portfolio. This gives you:

• Higher approval chances
• Lower interest rates
• Faster funding
• No asset liquidation
• No tax consequences (you are not selling investments)

Examples

Eligibility Requirements

• An active Ledgers Asset Holdings investment account
• Minimum portfolio value of $5,000
• Completed online loan request form
• Signed collateral & loan agreement

No credit score required. No employment documents. No guarantors.

Loan Amounts & Terms

• Loan Amount: Based on portfolio value
• APR: Competitive portfolio-based rates
• Term: 3–48 months (or interest-only options)
• Repayment: Monthly ACH
• Prepayment Penalty: None

Risk Management & Margin Calls

If your portfolio value drops significantly, you may be required to:

• Add more funds
• Reduce your loan balance
• Adjust collateral

Ledgers Asset monitors portfolios daily to ensure stability.

How to Apply (3-Step Process)

1. Check Your Loan Limit – View your eligible loan amount inside your Synergy dashboard.
2. Submit a Quick Request – Just confirm how much you want to borrow.
3. Receive Funds – After signing, funds arrive within 24–72 hours.

Why Clients Trust Ledgers Asset

• Transparent portfolio-based lending
• Fast decision-making
• No credit barriers
• Personalized customer service
• U.S.-compliant lending & disclosures
• Secure platform with strict AML/KYC standards

Get Liquidity Without Touching Your Investments

Let your assets work twice as hard. With Ledgers Asset, your portfolio becomes a powerful financial tool.